Week 6 of the Money Makeover Challenge ************************************************************** Our annual house and contents insurance policy renewal arrived a few weeks ago. And at $1,500 odd a year, it is one of our bigger annual expenses. Now I wasn’t confident of saving much, if any, money on this week’s challenge. (I had a hunch we were […]
Saving on Food Costs (Without Resorting to Beans and Rice!)
Week 5 of the Money Makeover Challenge ************************************************************** When we started tracking our spending again in January, there were a few things that were FAR higher than I had expected. One was our food costs. Yes, I shopped with a list, yes, I meal planned each week, and no we don’t eat scotch fillets every […]
Finding Unclaimed Money
Week 4 of the Money Makeover Challenge **************************************************************** Last year I received a letter telling me that there was ‘lost money’ of my husband’s out there – $240 to be exact. They were dividend cheques that had never been banked. The company who sent the letter would kindly do the leg work for me to […]
Electricity Bills – A Quick Way to Save Money
Week 3 of the Money Makeover Challenge ********************************************************************************* How is your electricity bill looking lately? I opened mine recently and could nearly have cried! It was over $1,000! We run a pretty ‘low power’ household really. No clothes dryer, no dishwasher, and only one small air conditioner in our bedroom that has been turned on […]
Slashing Your Subscription Costs
Week 2 of the Money Makeover Challenge ********************************************************************************* Are you a subscription junkie? Are there monthly amounts that come out of your account that you’ve completely lost track of? This week is all about those monthly subscriptions that don’t seem like much when you sign on the dotted line…. I’m talking magazines (print and digital), […]
Creating a Simple Money System
Week 1 of the Money Makeover Challenge ***************************************************************** Over the past year, did you pay any fees because of bills that were paid late? Did you pay interest on your credit card just because you forgot to transfer the money? Or did you misplace paperwork that cost you time and dollars? Today I’m going to […]
Money Makeover Challenge – Let’s Begin!
Welcome to my Money Makeover Challenge – 12 weeks of bill busting and savings tasks to get your finances back on track.
TrackMySpend – January Budgeting App Review
Last year I got a little too busy. And one thing that suffered was our finances. (You can read my wrap up here). So I decided to commit to tracking our spending for the next 12 months. Part experiment, part attempt to gain control of our money again, I’m going to trial a different money […]
My Top 5 Tips To Be ‘Tax Smart’ This Year
So it’s July again… tax time! The time of year when accountants are overcome with joy, and everyone else is cursing and stressing and digging through drawers for receipts. Ok – so I probably lost you when I said ‘tax’. But don’t stop reading. I get it. For most people, tax is boring. But I’m […]
Mini Experiments to Help You Discover How to Spend Your Money
“Money is your life energy. You pay for money with your time. You choose how to spend it.” Vicki Robins and Joe Dominguez introduced this counter-cultural idea in their seminal works “Your Money or Your Life” in the early 90’s, during a time when ‘Greed was Good’ and more was better. When I read this […]